Free Web-Class: The Two-Asset Portfolio Strategy That Beats 95% of Traders and Investors | Kintsugi Investing
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Free Live Web-Class · 90 Minutes

Educating everyday investors since 2019 · 2,000+ students · 4.9★

Learn the Two-Asset Portfolio Strategy That Beats 95% of Traders and Investors (And Works in Any Market Condition)

📅 Tue, 1 Sep 2026 🕢 7:30-9:00 PM SGT 💻 Online (Zoom)

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100% free. No experience needed. We'll send WhatsApp reminders so you don't miss it. Can't make it live? Register anyway for the details.

For everyday investors who want steady, long-term growth. Not day-traders, and not anyone chasing a get-rich-quick tip.

What you'll discover on the web-class

This is Howie's own portfolio

Not a back-test. Not a model. His live brokerage account.

Interactive Brokers performance chart of Howie Tan's consolidated portfolio from 1 January 2024 to 25 August 2026, showing a 119.44% return, plotted against the SPY and QQQ benchmark lines on the same chart.
+119.44% in under 3 years Howie's own portfolio, 1 Jan 2024 to 25 Aug 2026. The blue line is his account. The lighter lines are SPY (S&P 500) and QQQ (Nasdaq 100) over the same period.

Howie's personal brokerage account, screenshot taken 26 Aug 2026. This is one individual's result. It is not typical and it is not a promise of what you will earn. Past performance is not indicative of future results.

Meet your coaches

A rare pairing: the everyday investor who did it the hard way, and the institutional fund manager who makes it simple.

Howie Tan

Co-Founder & CEO

A former 9-to-6 employee turned entrepreneur turned full-time investor, with over 15 years of investing across Asian and U.S. markets. In Nov 2023 he was diagnosed with end-stage kidney failure, an event that cut off his income overnight. What carried him through wasn't luck; it was the portfolio and financial strategy he'd built over the years, letting him weather the storm without panic and recover with peace of mind.

119% portfolio return in under 3 years

Coach Zee

Co-Founder

Zee designs the equity-portfolio strategies of several large family offices. An award-winning professional in investment fund management with 18 years of experience, from government funds to private investment funds, he's known for turning around loss-making portfolios and for making complex strategies simple. His goal today: help everyday students transform their financial lives, one decision at a time.

His 2024 mentees averaged 30% returns

What our students say

Real 5-star Google reviews from our students.

5-star Google review by Ratna Juita: Zee and Howie's course was a complete game-changer. For the first time, investing felt simple, clear, and actually doable. 5-star Google review: mentored by Zee since 2016, averaging 25% per annum for several years, finally bought my condo in SG for full cash last year. 5-star Google review by Sofie Hon: refreshingly easy to follow, thoughtfully structured, and completely fluff-free. Perfect for busy people. 5-star Google review by Stella Zhang: Howie and Zee explain in layman terms to beginners. A very good course for beginners.
2,000+alumni taught
4.9★average rating
Since 2019educating investors
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